why do college students need a credit card?â it's not only about having credit to be ableto bridge possible financial gaps. there are other reasons to get a student credit card: â #1 student cards are the best way to build or rebuild your credit score
Wells Fargo College Credit Card, credit length is a very significant factorin the credit score model. the sooner you start your credit history, the faster youwill get to an excellent credit. and why should you need to bother about acredit score at all? a better credit score means a cheaper carloan, cheaper mortgage, easier finding rent
and even better job opportunities.â #2 taking advantage of extra perks and rewards. it is always nice to earn something extrafor your regular spending. you can get from 1 to 5 percent back on your account when usingthe right card. you can get cash back or rewards points onyour groceries, restaurants, movies or gas purchases. here are our top picks for student creditcards today: â bankamericardâ® credit card for students pros:•â â â â â â â â â no annual fee
•â â â â â â â â â lowest interest rate•â â â â â â â â â 0% intro apr for balance transferscons: •â â â â â â â â â no rewards or bonuseson this card â discover itâ® for students card •â â â â â â â â â up to 5% cash back onquarterly categories •â â â â â â â â â $20 cash back prizefor good grades at school •â â â â â â â â â doubles your first yearcash back •â â â â â â â â â 0% apr on purchasesfor 6 months â cons:
•â â â â â â â â â rotating quarterly categoriesare not very convenient for maximizing your cash back citi thankyouâ® preferred card for collegestudents •â â â â â â â â â 2 points per dollarfor dining and entertainment •â â â â â â â â â sign-up bonus worthof $25 •â â â â â â â â â 0% apr on purchasesfor 7 months •â â â â â â â â â double points applyonly to dining and entertainment, not a students’ greatest expenseâ more credit card tipsâ atâ http://cardsmix.com
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