hey guys! thank you so much for all your sweetcomments on our gender reveal video. we are super excited about baby girl arriving thissummer! but, today i wanted to talk about travel rewards cards. when we were planningour trip to china last year, i did a bunch of research on what travel rewards cards peoplewere talking about, which ones were getting good reviews, etc. etc. etc. i found two thatseemed to be mentioned over and over and over
Best Buy Credit Card Phone Number, again. i have the barclaycard arrival plusand the chase sapphire. i signed up for both of them. they both have annual fees that arewaived for the first year, so i thought i would get both of them, try them out for ayear, and then decide which one to keep. so today i thought i would go through the prosand cons of each and let you know which one
i've decided works for me the best after ayear of use. both of these cards come with big sign-up bonuses when you put a certainamount on the card within the first ninety days. both of them have no foreign transactionsfees, which is great abroad. and both of them have the chip, so you can use them abroadin places where the chip is taken rather than the magnetic strip. okay, so let's get started.chase sapphire card: what i like about this card--this is a very cool card. just superficially,it's very cool. like, it's really hefty, it feels nice. it's heavier than any credit cardthat i've used. the number is actually not on the front--it's on the back. it's justan attractive card. with this one, you get 40,000 bonus points when you sign up and putfour grand on the card within ninety
days. you get two points for every dollarspent on travel and restaurants and one point for every dollar spent everywhere else. so,barclaycard. with this one, you also get 40,000 bonus miles when you sign up and put $3,000on the card within the first ninety days. with this one, you get two points per dollarspent anywhere, and the way you redeem the miles is you actually purchase travel on thecard and then reimburse yourself with the points that you have accumulated. anotherthing with this is that when you redeem your points, you get a ten percent point redemptionbonus. so, if i redeem 2,000 points, i'm going to get 200 of those back automatically, justbecause. okay, so i used these last year to fund our summer travels. chase sapphire card,the bonus miles paid for my trip to boston
and maine, and it also paid for part of simona'sflight as well, so yay. and with the barclaycard, we used this a lot to pay for things whilewe were in china, like hotel stays and flights over there. okay, so, which one am i keeping?though it pains me, because i really like how this credit card feels, we are going tokeep the barclaycard, and i'll tell you why. first of all, you just get more points withthis one than with this one. we basically put a lot of our monthly expenses on our creditcard and then pay it off at the end of every month. and month-to-month, we are going tospend a lot more on other things than, say, travel--sadly--um, and even restaurants. so,getting two points for every dollar here and being able to get two points every time igo to the grocery store, every time i go to
wal-mart, i accumulate a lot more points withthis one than i do with this one. secondly, redeeming the points. it's way easier to redeemthe points here than here. the thing with the chase sapphire is that you've got to gothrough their portal. and yes, you can transfer points to a miles program and all that stuff,but just if you're straight up using the system, you have to book through chase. and whilethey say, like, ooh you get discounts, you get this amount back, blah blah blah blahblah, frankly, the prices were never as good on their site as i could find on other sites.with the barclaycard, i can book travel on priceline, hotwire, anywhere, and then getreimbursed for it. so, i can find the best price on a flight or a hotel room and stillget reimbursed for my points. we ended up
getting almost $1,100 of free travel off ofthis card last year alone. so, that was awesome. another thing that i like about this is thatwhen i use the online interface, i see the points accumulating in real time, so at anypoint in the month i know exactly how many points i have on this card. with the chasesapphire, you only get the points accumulated by the end of the month. so, a little thing,but it's just tiny little things like that make the barclaycard just so much more intuitiveand so much easier to use. so next year, we will be staying with barclaycard and sadlyletting go of the chase card. okay, so the disclaimer is obviously you don't want tobe opening up all these credit cards and then closing them. that can kind of mess with yourcredit score. so make sure you check your
own credit score and know what your debt-to-creditratio is and all of that stuff before you start opening and closing accounts. okay,so thanks for watching guys! if you have any other rewards cards tips or tricks, pleaseleave them in the comments below. and don't forget to like and subscribe. see you later! (music)
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