hello, viewers! today we are going to talkabout the identity theft protection company, lifelock. stay tuned for the advantages anddisadvantages of this service and hopefully by the end of this overview you will knowwhether or not lifelock is for you. what is lifelock?lifelock provides credit monitoring and personal information protection to prevent you frombeing the victim of identity theft or fraud.
Credit Card Numbers That Work 2013, besides monitoring your credit, it also scanscriminal websites for illegal selling of your personal information, alerts you to any possibleidentity theft, and tracks your credit score. in 2010, more than 8 million americans werevictims of identity theft. in today's virtual world, it's more important than ever to protectyour identity from hackers who could steal
your information and wreck your credit. that'swhere lifelock comes in... what is so great about it?number 1: it lowers your chances of having your identity stolen. with constant monitoring,lifelock can recognize when someone else is attempting to use your personal information.it will then notify you via email or phone so you can deal with the issue before it becomesa debacle. number 2: it will help you replace the contentsof your wallet if it is lost or stolen. there are few things in life worse than losing yourwallet then frantically trying to cancel all your cards and get a new license. lifelockwill help you cancel and/or replace the contents and stop fraudulent charges.lifelock covers your credit and debit cards,
driver's license, social security card -- althoughthis should not be in your wallet to begin with, insurance cards, and checkbooks. obviously,it can't replace cash for you. number 3: it watches the "black market". lifelockwatches over 10,000 criminal websites to make sure your personal data isn't being sold ortraded . that black market is a shady place! private data, harvested organs...i think i'lldo my shopping elsewhere. number 4: it has a $1 million service guarantee!should you become a victim of identity theft, even after all of lifelock's precautions havebeen taken, it will spend up to $1 million to hire experts to help your recovery. yes,$1 million! silly lifelock, i'm not worth that much! my identity will be promptly returnedonce the thief lays eyes on my debt load...
number 5: it will reduce your credit cardoffers. you know all that junk mail you receive with pre-approved credit cards? pro tip: theseare not the best credit cards on the market, so don't accept them! lifelock will requestthat your name be removed from many of these mailing lists, leaving you with a less clutteredmailbox and the earth with a few more trees. why isn't it great?number 1: you can do a number of these things for free on your own! lifelock asks the creditbureaus to set fraud alerts on your behalf. but you can actually do this yourself. contactone of the three major credit bureaus and request this, it will notify the other twofor you. you can also easily get your name removedfrom pre-approved credit card lists. just
go to www.optoutprescreen.com and take yourname off the lists for free. likewise, you can order your own free credit reports, onefree report from each of the three bureaus annually.number 2: those black market sites aren't getting shut down. while lifelock does notifyyou if your information comes up on an illegal website, it doesn't try to get the site shutdown. it will give you tips on how to proceed, but lifelock won't actually interfere.number 3: a credit freeze would be easier. if you aren't planning on applying for newcredit in the near future, you can always just freeze it. then absolutely no one canapply for new credit under your name. that was easy!if you have ever filed a police report or
a ftc complaint for identity theft, you canfreeze and thaw your credit for free, for life. if you haven't been a victim of identitytheft, you will pay a small freeze fee which varies by state.how much is it? you have the option between lifelock and lifelockultimate: lifelock is $10 a month or $110 a year. itincludes the $1 million guarantee and identity theft protection. lifelock ultimate is $25a month or $275 a year. it includes extra features, such as: 24/7 online access to yourmonthly transunion credit score, daily monitoring of the three credit bureau reports, and checkingand savings account application alerts. now that you know what lifelock is all about,i hope that you can decide for yourself whether
or not it is the best identity theft protectionfor you. please let us know in the comments if you have ever used lifelock or any otheridentity theft protection service and what you thought of it. have a great day!
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